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FREQUENTLY ASKED QUESTIONS

We Answer All Of Your Questions!

What is credit repair?

Your credit score comes from your credit report; it is your spending and repayment report card. Credit reports often aren’t correct, and incorrect information can hurt your score. We make sure the your credit report contains correct information so you’ll have the highest score possible.

How does the credit repair service exactly work?

Our service includes your private assessment, contacting creditors on your behalf, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most. 

Why are there errors on my credit report?

The credit bureaus collect credit data for over 250,000,000 people. This is no easy task and mistakes can happen. Since the credit bureaus only list items that are reported to them by businesses and lenders, they are generally not to blame.

Some reasons include:

-An application was submitted incorrectly (e.g.: Jon Smith vs Jonathan Smith).
-User error while inputting your credit information.
-Incorrect social security numbers.
-Credit Card or Loan Payments applied to the wrong credit account.
-A credit application was submitted without your knowledge or approval.

Can I fix my credit on my own?

Yes, you can. As a consumer, the federal government extends you the right to dispute items, work with creditors and bureaus, and resolve errors on your own. Some of the laws that outline your rights, procedures, policies, timeframes, and responsibilities for both consumer and creditor can be found in:

-The Equal Credit Opportunity Act
-The Fair Credit Billing Act
-The Fair Credit Reporting Act
-The Fair Debt Collection Practices Act
-The Truth in Lending Act

Why should I choose Preeminent Credit Repair?

A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing? Do the best thing you can do for your future. Call us today and let our experience save you time, money, and frustration.

How long until I start seeing results?

Preeminent Credit Repair has helped our satisfied clients repair their credit. With our highly professional and methodological approach, we cut through the numbers to help get you back on the road. Most of our clients start to see results in the first 30-45 days.

How much does your service cost?

A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing? Do the best thing you can do for your future. Call us today and let our experience save you time, money, and frustration.  CALL TODAY 956-884-0388

Our Credit Specialist

Are you willing to accept anything less than the credit you want, the credit you need and the credit you deserve? 

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Testimonials

Thanks to Viviana for answering all my questions and concerns & answering everything thoroughly!!! Definitely recommend!

- Alondra Perez